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๐Ÿ–๏ธ Retirement savings calculator

Retirement contribution tax savings. US 401(k) with catch-up + super-catch-up, UK SIPP with 25% top-up, India NPS Section 80CCD.

Available in 4 countries: ๐Ÿ‡บ๐Ÿ‡ธ ๐Ÿ‡ฌ๐Ÿ‡ง ๐Ÿ‡ฉ๐Ÿ‡ช ๐Ÿ‡ฎ๐Ÿ‡ณ

Country:
Last sync: 5 days ago
Source: IRS Notice 2014-21 + Rev. Rul. 2023-14 ยท United States authority
Select calculators (combine as many as you need):
๐Ÿ–๏ธ Retirement contribution inputs
Your tax estimate ยท United States
๐Ÿ–๏ธ Retirement savings
2026 401(k) limit$24,500
Allowed contribution$10,000
Federal tax savings$2,200
Effective discount on contribution22.00%
2026 401(k) employee deferral limit $24,500 ($32,500 with 50+ catch-up; $35,750 with 60-63 super-catch-up). IRA additional $7,500.
Estimates only. Consult a qualified tax professional for your specific situation. See methodology for sources and assumptions.
Ad ยท 728ร—90 / responsive

Retirement savings by country

Comparison of retirement savings rules across countries we cover. Click a country for the full per-country page.

Country Key rule (2025/26) Last verified Source
๐Ÿ‡บ๐Ÿ‡ธ United States โ€” 2026-03-01 IRS Retirement Topics
๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom Annual allowance ยฃ60,000. 25% basic-rate top-up automatic. 2026-04-06 GOV.UK pension allowance
๐Ÿ‡ฉ๐Ÿ‡ช Germany Riester capped at โ‚ฌ2,100/yr. Rรผrup deductible up to โ‚ฌ27,566. 2026-01-01 Riester / Rรผrup-Rente
๐Ÿ‡ฎ๐Ÿ‡ณ India 80C โ‚น1.5L + 80CCD(1B) extra โ‚น50,000 (NPS only). Old regime only. 2026-02-01 NPS / Section 80CCD

Methodology

Every calculator applies the official authority brackets and adjustments. We don't approximate, simplify, or "round" rates. See full methodology for our 3-step pipeline (source extraction โ†’ manual verification โ†’ calculator update).

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