๐๏ธ Retirement savings calculator
Retirement contribution tax savings. US 401(k) with catch-up + super-catch-up, UK SIPP with 25% top-up, India NPS Section 80CCD.
Available in 4 countries: ๐บ๐ธ ๐ฌ๐ง ๐ฉ๐ช ๐ฎ๐ณ
Country:
Last sync: 5 days ago
Source: IRS Notice 2014-21 + Rev. Rul. 2023-14 ยท United States authority
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๐๏ธ Retirement contribution inputs
Your tax estimate ยท United States
๐๏ธ Retirement savings
2026 401(k) limit$24,500
Allowed contribution$10,000
Federal tax savings$2,200
Effective discount on contribution22.00%
2026 401(k) employee deferral limit $24,500 ($32,500 with 50+ catch-up; $35,750 with 60-63 super-catch-up). IRA additional $7,500.
Source: IRS Retirement Plan Limits
Estimates only. Consult a qualified tax professional for your specific situation. See methodology for sources and assumptions.
Ad ยท 728ร90 / responsive
Retirement savings by country
Comparison of retirement savings rules across countries we cover. Click a country for the full per-country page.
| Country | Key rule (2025/26) | Last verified | Source |
|---|---|---|---|
| ๐บ๐ธ United States | โ | 2026-03-01 | IRS Retirement Topics |
| ๐ฌ๐ง United Kingdom | Annual allowance ยฃ60,000. 25% basic-rate top-up automatic. | 2026-04-06 | GOV.UK pension allowance |
| ๐ฉ๐ช Germany | Riester capped at โฌ2,100/yr. Rรผrup deductible up to โฌ27,566. | 2026-01-01 | Riester / Rรผrup-Rente |
| ๐ฎ๐ณ India | 80C โน1.5L + 80CCD(1B) extra โน50,000 (NPS only). Old regime only. | 2026-02-01 | NPS / Section 80CCD |
Methodology
Every calculator applies the official authority brackets and adjustments. We don't approximate, simplify, or "round" rates. See full methodology for our 3-step pipeline (source extraction โ manual verification โ calculator update).
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